Based in our two offices in Glasgow and Edinburgh, our professional and experienced team of financial planners and administrators use the latest proven technologies and investment profiling tools to provideyou with realistic and pragmatic wealth management services.

Andrew Cumming, Director
Andy has over twenty years experience in the financial services industry and advises a wide range of businesses, organisations and private individuals on all aspects of wealth management. Contact: Andy

Raymond Ellis, Director
Raymond specialises in providing investment advice to private clients and organisations. He is responsible for investment research, compilation of portfolios and approving suitable products for our clients. Raymond is also responsible for our regulation and compliance. Contact: Raymond

Paul Bennett, Associate Director
Paul comes from a professional firm background and has been providing financial planning advice to clients for over twenty five years. He mainly but not exclusively advises private clients, predominatly in the area of tax efficient investment but generally on all aspects of wealth management; advice to businesses tends to be in the area of directors remuneration, retirement and business succession planning. Contact: Paul

Sheena McGowan, Consultant
A qualified ACCA, Sheena has extensive experience advising owner-managed businesses at the point of business acquisition or disposal on all aspects of wealth management. She also provides practical wealth management creation and preservation advice to a wide range of high net worth individuals. Contact: Sheena

Chris Megahey, Consultant
Chris has a background in accountancy with specific knowledge of taxation and trusts. He works with a wide range of our clients, focusing on specific aspects of financial planning and tax efficient strategies. Contact: Chris

Heather McGovern, Consultant
Heather is our group pension scheme expert. This area of wealth management has changed quite considerably over the past few years, with the introduction of stakeholder pensions and electronic processing. Heather also advises our clients about the potential impact of the new pension rules on their businesses. Contact: Heather

David Hamilton, Consultant
David focuses on private clients and provides expert advice on financial planning strategies which encompass optimum tax efficiency underpinned by quality investment solutions. Contact: David

 

Alan Wilson, Consultant
Alan is Advanced Financial Planning Certificate qualified.  He is responsible for researching the latest investment market developments and trends in the industry, providing our clients with up to date market reports and recommendations. Contact: Alan

 

Lynne Foulds, Consultant
Lynne has worked for a range of financial services providers and IFAs and is a member of our consultancy team, responsible for both industry and product research. Advanced Financial Planning Certificate qualified, Lynne creates appropriate strategies for private clients and has also helped a number of our specialist owner-managed business clients to manage their investments. Contact: Lynne

Ewan Pitcairn, Consultant
Ewan is a pension scheme expert. Advanced Financial Planning Certificate qualified, he has particular expertise in advising owner-managers and high net worth clients regarding pension legislation and compliance matters. More recently Ewan has also become involved in delivering investment strategies and solutions to our private clients. Contact: Ewan

Stuart MacGregor, Practice Manager
Stuart has over 17 years experience in the financial services industry and provides advice in a number of areas ranging from savings and investments, to pensions and retirement planning. He is also directly responsible for day-to-day operations at Wealth Management-Online. Contact: Stuart